The financial aspects of addiction treatment need to be considered when seeking treatment. The cost of the treatment itself is one factor, but there are also potentially lost wages to consider if you cannot work during treatment. There may also be the cost of travel to and from the treatment facility if it is not local. Considering all of these factors is essential when deciding to undertake treatment.
The Importance Of Rehabilitation
In order to understand the financial implications of rehab, it is crucial to understand what it is and how it can benefit those affected by addiction. Rehabilitation can also be individualized to meet the needs of each person. It doesn’t always happen the way people think it does. For example, it can include in and outpatient services depending on the severity of the issue. According to the rehab specialists at healthyliferecovery.com, outpatient care can also be used by individuals looking to transition back into society. Nevertheless, rehab is essential to overcoming addiction, regardless of the cause. The first step of addiction rehabilitation is usually detoxification, which eliminates the addict’s dependence on their addiction.
This involves a supervised withdrawal from substances, medications to help with withdrawal symptoms, and other therapies that help resolve the person’s addiction. The second step is therapy, which involves counseling and behavioral therapy to help an addict understand why they became addicted and how they can avoid relapse.
Financial Aspects To Consider When Considering Addiction Treatment
The cost of addiction treatment varies by location and type of program. The level of care needed will determine the cost of treatment. Because inpatient treatment provides 24-hour supervision and care, it is more expensive than outpatient treatment. Short-term residential programs offer a lower level of care than inpatient or long-term residential programs but have a lower price tag. Typically, inpatient or long-term residential treatment is recommended for individuals who have had multiple relapses or have been using substances for many years.
There is usually a certain amount of coverage provided by health insurance for substance abuse treatment. Depending on a variety of factors, your insurance may or may not cover drug or alcohol rehab, including (but not limited to):
- Benefits specific to your policy in terms of behavioral health
- The rehab treatment provider you choose
- Specific needs
Nonetheless, some policies don’t cover mental health or attach large excesses making treatment unaffordable.
Your Choice Of Rehabilitation Center
While there are plenty of publicly funded facilities, the best options are usually private. In most cases, private addiction rehabilitation centers are more expensive because they offer the best and most comprehensive treatment for addiction. The price of addiction rehabilitation centers does not reflect the quality of treatment but rather the level of care that is offered to patients.
What Type Of Treatment Is Needed
The price also depends on the type of addiction. Addiction rehabilitation centers for opiates are more expensive than those for alcohol or cocaine because the detox process is more complicated. Moreover, The cost can also vary depending on whether a person needs a residential or outpatient-based program. Furthermore, it depends on whether they need to pay out-of-pocket or if insurance will cover some or all of it. In addition to the types of treatments offered, the length and type will also dictate cost:
- Long-term care: Long-term addiction rehabilitation involves changing an addict’s life by treating their addiction over a long period of time. It is usually the most expensive option due to its long-term nature and the number of employees required (not to mention the cost of boarding).
- Short-term care: Short-term addiction rehabilitation is a form of treatment that aims to help people recover from their addiction in a few weeks or months. These programs aim to get the individual back to everyday life as quickly as possible. However, depending on how intensive the treatment needs to be, some short-term care treatments can still be expensive.
- Outpatient care: Outpatient programs have a lower cost than inpatient programs but still offer many benefits to those who participate. The individual can live at home and maintain their responsibilities while attending treatment sessions during the day.
The location of a rehab center can significantly impact the cost. One factor is the cost of living in that area, which is usually higher in urban and coastal regions than in rural areas. Another factor is the availability of facilities and resources, which can vary widely from one region to another. In some cases, people may need to travel a long distance for treatment; this can be particularly difficult for those who live in rural communities and don’t have access to reliable transportation or who are recovering from addiction while also caring for children or other family members.
Regardless of its form, addiction can significantly impact your life and those around you, making it essential to seek treatment as soon as possible. Treatment costs can vary depending on the factors mentioned in this post, so it’s worthwhile speaking with insurance and finding out what fees they might be able to cover.