FREE 52 Week Money Saving Challenge Worksheet {Save $1378 in one Year}

It’s time for another 52 Week Money Saving Challenge where you can save $1378 in one year!  I know how hard it can be to save money and I need an actual plan to save.  I also need something that is easy and that will keep me accountable.  Just like with losing weight, if I’m accountable I do so much better.

52 Week Money Saving Challenge Worksheet

52 Week Money Saving Challenge Worksheet

If you have problems saving money and really want to save this year, this 52 Week Money Saving Challenge Worksheet keeps you on track for saving  $1378 by the end of the year.  It helps you slowly build up your savings all year by telling you exactly what to put into your savings account each week.

There are 5 columns on the worksheet –

  • Week Number
  • Deposit Amount {suggested}
  • Actual Deposit Amount {in case you want to double up one week or more}
  • Account Balance {which is auto-filled}
  • Actual Balance {you fill it in, in case you are adding more or you are earning interest}

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I know thinking about saving money right now may not be easy after the holidays.  But that’s the best part of this savings plan.  You start with just putting $1 in the bank the first week.  Then the second week you put $2 in and the third week you put $3 in and so on until week number 52 where you put $52 in the bank.   It may sound a little tedious at first but it’s easy for anyone to fit into their budget.

Want a bonus?   Open an interest baring savings account and earn interest on your savings.    Or add the money to a current interest baring account you may have.  I know interest rates aren’t high right now but every little bit helps.

Want to save even more? Double up each week.  The only problem with this is that at the end of the year you’ll have to put more aside each week.

Start backwards and save more now and less later!  A friend of mine is doing this for the second year in a row.  She said this year she’s starting backwards so as the holidays approach, she doesn’t have to add as much.  So for week one instead of putting $1 in the account, she’ll put $52.  Then on week two she’ll put $51 instead of $2 and so on.  So in December she’s only adding $4 the first week, $3 the second week, $2 the third week and $1 the final week.    I love that idea!

This worksheet is a PDF file that you can download then print to use —>  52 Week Money Saving Challenge Worksheet

Let me know if you are going to participate and also what you are saving for!


  1. Maralea says

    I really like this idea! Also think the idea of doing it backwards is a great plan! I’m going to take the challenge:)

  2. Nancy Bowers says

    If you are on a limited income and can’t do the daily savings, another idea would be to track the money you save with coupons (assuming you get cash back or can pay yourself from your grocery budget)

  3. Debbie Welchert says

    What a great idea. I think I would do the backward method so at the end all that is left is $1. I like that.

  4. Lisa R says

    I agree with Debbie, I had already posted that same idea when I read about this on another blog

    sibabe64 at ptd dot net

  5. Sue Hull says

    I’m so glad I decided to look at your posts. I’m finding great things. My daughter needs this so bad. She is horrible with money and needs to be accountable especially now that she’s pregnant and due anytime. I’m sure if she kept track of what she’s spending she wouldn’t spend so foolishly. Thanks for sharing 🙂

  6. Carol says

    I am planning on dong this. I have also heard of not necessarily saving the money in order. So if you have more money one week you can save a higher amount that week and then save lower amounts when you have less money.