A rich person once admitted that if you watch your pennies then the dollars watch themselves. It makes sense; being frugal is an exercise in micromanagement. If you pay attention to regular expenses, it will make a tremendous impact on your bottom line. Here are a number of small steps to take to ensure you’re working toward big savings. Frugal Living for Homeowners: Small Steps You Can Take to Save Big Stop Drinking a lot of Coffee Drinking coffee becomes a ritual. Aside from mornings, people consume it in the afternoon and evenings. These days, a cup of coffee can cost more than a few dollars. Even if you make coffee at home, you may wind up spending a lot each week on beans,...



















